Financing and insurance

Safe, secure and cost-effective. We match your needs with flexible rental and leasing agreements. With our insurance you are also protected in the event of the unforeseen.

Leasing

Ongoing operating costs

Investment in interior furnishings is an ongoing operating cost in the same way as leasing or renting premises, office machines and vending solutions based on current needs.

Based on your needs

The investment is spread over 3 to 5 years, adapted to your needs and your time perspective, e.g. based on the rental contract for the premises.

Simpler budgeting

The finance company owns the interior furnishings, which means that they do not need to be entered as an asset in the balance sheet. The ownership situation also brings the added benefit of simpler budgeting and financial planning.

Non-restricted capital

The equity capital does not need to be tied up, which means that liquidity, equity/assets ratio and key ratios are not affected.

Cost-effective

The leasing agreement establishes a residual value for the object, making the monthly cost lower than with renting.

100 % deductible

The leasing fee can be fixed or variable and with a leasing agreement the cost is adjusted to suit your own funds. The cost is also 100 % deductible.

Renting

Deductible

The full rental fee is deductible and is deducted as an expense in the accounts.

Lower fee

The rental fee is based on just a fraction of the full value of the interior furnishings, meaning a lower fee for you.

Flexibility

Within the framework of the agreement, it’s simple to change or upgrade the interior furnishings to suit your needs.

Simpler to budget

The budget and investment process is simplified and shortened.

Customised agreement period

Agreements and agreement periods can be customised, making it possible to procure the fittings and furnishings required for your business at a cost that suits your budget.

Non-restricted capital

The equity capital does not need to be tied up, which means that liquidity, equity/assets ratio and key ratios are not affected.

Insurance

  • The insurance compensates for damage in the form of repair or an equivalent item in the event of loss or write-off.
  • Damage to rented or leased equipment does not affect the excess or insurance premiums for the business insurance.
  • Claims handling is conducted quickly and efficiently, so that you can be using the equipment again as soon as possible. If new equipment is not in place within three weeks, the insurance will cover the rental/leasing fee until the claim has been settled.
  • The insurance covers all damage within the Nordic region. Compensation for damage to portable equipment on a business trip outside the Nordic region, for example, is limited.
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